Cyber Insurance for Scout Groups 0333 188 0147 hello@unityins.co.uk Get in touch Cyber Insurance for Scouts Does your Scout group need insurance against cybercrime? Ask yourself, does your group: Hold sensitive member data electronically, such as names, addresses or banking information? Rely on IT systems and websites to operate? Have a website? Use email or social media? Accept payments online or by card? If the answer to any of these is yes, we advise protecting your group with a cyber insurance policy. Cyber Liability Insurance for Scouting What does cyber insurance provide? Cyber liability insurance, or data protection insurance, can safeguard and make sure your organisation is protected against cybercrime. As well as paying for losses you may suffer from cybercrime, it can pay and provide expertise to get you operating online quickly. It can include risks such as fraud, data theft and social engineering, where criminals attempt to fool you into parting with your funds, information or both. It can also cover data breaches where sensitive information is accidentally shared with an unknown party. What can be covered? With a cyber insurance policy you can be covered the following type of losses: Breach costs can offer practical support in the event of a data breach or GDPR non-compliance claims, including forensic investigations, legal advice and notifying customers or regulators. Loss of income from cyber business interruption, for example, if a hacker targets your systems and prevents your organisation from earning revenue. The costs of repair, restoration or replacement if a hacker causes damage to your websites, programs or electronic data. Ransoms paid for cyber extortion, if a hacker tries to hold your organisation to ransom, as well as the services of a risk consultancy firm to help manage the situation. Network security, privacy and confidentiality liability. Crisis containment and the cost of expert support to minimise reputational damage. Cyber terrorism. Payment card industry data security standard fines. Penalties and assessments. Extensions which you can add to your policy include: Outsource service provider or cloud service provider failure. E-Theft losses, if you have transferred funds or property due to fraudulent data input. This can include the cost of a professional negotiator and ransom payment. Let us help you discover what cyber cover may be suitable for you, call our team of Cyber experts. Our information sheet highlights some of the major cyber risks and what you can do to reduce them. Cyber insurance: protection in the digital age Cyber Liability Insurance for Scouting What does Cyber Insurance provide? Cyber liability insurance, can safeguard and ensure your group is protected against cybercrime. It not only covers losses resulting from cybercrime but also provides expertise to get you back online quickly. It can include coverage for risks such as fraud, data theft, social engineering, and data breaches. Extensions you can add to your policy: Outsource service provider or cloud service provider failure. E-Theft losses, if you have transferred funds or property due to fraudulent data input. This can include the cost of a professional negotiator and ransom payment. To find out what cover would be suitable for you, call our Unity team today. What Does Cyber Insurance Actually Do? It’s cover against hackers stealing data and demanding a ransom not to release it. It’s cover against the fines and penalties that organisations will incur if they are assessed as non-compliant on data protection or privacy. It’s cover against viruses that paralyse systems – and cover for the income lost while they are being restored. And cover against the accidental loss of data – followed by legal action by customers. What about Cyber Crime? Financial cybercrime is covered on most cyber policies via an optional extension. An extension, called e-Theft, can provide cover to organisations whose bank accounts are targeted by criminals by hacking or phishing. Phishing," which is sometimes called "social engineering," is a sneaky trick used by cybercriminals. It happens when these criminals send fake emails that look like they're from people you trust, such as your employees, bosses, customers, or suppliers. These emails are pretending to be from them, but they're not. The goal of these fake emails is to fool businesses into sending money to the criminals. It's like a digital scam where they pretend to be someone you know, and they try to trick you into giving them your money. We're here to protect your organisation from these kinds of cybercrimes. Call Unity today What Does Cyber Insurance Actually Do? It’s cover against hackers stealing data and demanding a ransom not to release it. It’s cover against the fines and penalties that organisations will incur if they are assessed as non-compliant on data protection or privacy. It’s cover against viruses that paralyse systems – and cover for the income lost while they are being restored. And cover against the accidental loss of data – followed by legal action by customers. What about Cyber Crime? Financial cybercrime is covered on most cyber policies via an optional extension. An extension, called e-Theft, can provide cover to organisations whose bank accounts are targeted by criminals by hacking or phishing. Phishing," which is sometimes called "social engineering," is a sneaky trick used by cybercriminals. It happens when these criminals send fake emails that look like they're from people you trust, such as your employees, bosses, customers, or suppliers. These emails are pretending to be from them, but they're not. The goal of these fake emails is to fool businesses into sending money to the criminals. It's like a digital scam where they pretend to be someone you know, and they try to trick you into giving them your money. We're here to protect your organisation from these kinds of cybercrimes. Call Unity today "Unity were easy to deal with and I felt as if I was talking to a friend who understood me. It is so refreshing to have a broker who understands the Group's needs so well and is able to make relevant suggestions." 2nd Lincoln (St George's Scout Group) Property and Equipment Insurance for Scouts Minibus and motor insurance for Scouts Marine Insurance for Scouts How to claim
