Insurance for charities

Affordable Insurance for charities

All our profits are returned to charity

All our profits are returned to charity

Specialist Charity Insurance Broker

Specialist Charity Insurance Broker

Protecting those that help others

Protecting those that help others

Unity Insurance Services: Your Charity’s Insurance Partner

We Understand Charities – Because We're a Charity Too!

Charities are unique, and we get that. Our team has a deep understanding of how they operate, the challenges they face, and the activities they undertake. With this insight, we're best equipped to guide you to the right insurance solutions.

Insurance is your safety net, providing essential protection for your organisation against unforeseen events that could otherwise be devastating.

Risk Management and Legal Requirements

While risk management is crucial, it can't eliminate all potential threats. This is where insurance steps in. We're here to help you navigate the legal requirements, ensuring your compliance at all times.

Tailored Coverage for You

Determining the insurance your charity needs can be overwhelming and feel like a big responsibility. We simplify the process for you by considering legal obligations, unique risks, potential claims, property, people, trustees, and events.

Join the Unity Community

Choosing Unity Insurance Services means more than just obtaining insurance – you're becoming an integral part of the Unity Community. Every penny of profit we generate goes back to supporting young people, equipping them with skills for life.

Making a Charitable Impact

By partnering with Unity, you're actively contributing to a charitable cause. We're proudly owned by the Scouts Association, and we donate over £1 million annually.

Don’t Wait – Take Action Today!

Contact us now for a quote or to learn more about how we can safeguard your charity. With Unity Insurance Services, it's not just insurance; it's "feel-good insurance" that benefits our like-minded charity community. Join us in making a positive impact – be a part of our wonderful Unity Community today.

Contact Unity Insurance

Call our team to get a quote

"Quick and satisfactory service. If someone is looking for something similar to me, then I would have no trouble recommending Unity."

Challenging Chances CIC

"I’ve recommended Unity to various people and not just for Scouting. Not for profits have different requirements to commercial businesses so a company specialising in this is of comfort."

Addingham Scout Group


Why does a charity need insurance?

A charity should have insurance cover, otherwise if it suffered a serious loss such as major damage to its buildings or equipment or a liability claim, which wasn’t insured, it would have to cover the loss from its own funds. Also some types of insurance cover are required by law.

What insurance must a charity have by law?

Motor insurance and employers’ liability insurance are a legal requirement, if a charity drives on public roads or employs staff.
A public liability insurance policy is necessary to protect itself claims of negligence made by third parties in relation to injury or property damage arising from a charity’s operations.

What can charity insurance cover?

Insurance can protect a charity and its people and property and reputation against the risk of loss, damage or theft, accidents or liability claims.

What insurance should a charity have?

As a legal requirement, a charity must have motor, if it drives on public roads, and employers’ liability insurance, if it employs staff.  
As a minimum, we recommend public liability insurance to protect against claims of negligence made by third parties and buildings cover.
Other insurance cover would depend on the risks the individual charity faces, as identified in its risk assessments.

Is a general commercial insurance policy suitable for a charity?

We would recommend a charity takes out a specialist charity insurance policy instead of a business policy.  Charities operate differently than businesses, and have different risks, which may not be covered or excluded under a standard business insurance policy.

Why should a charity use a specialist insurance broker?

A specialist charity insurance brokers can find you the best deal and ensure that all eventualities are covered, while also saving you time searching the market. 
A specialist broker has experience and expertise in identifying potential risks, and can identify and recommend the correct cover a charity needs.  A charity often needs bespoke insurance that may only be available through a broker.  A specialist broker know its corner of the insurance market inside out, so can pinpoint the perfect policy from the right insurer.