Affordable Insurance for charities All our profits are returned to charity Specialist Charity Insurance Broker Protecting those that help others 0333 0917 010 hello@unityins.co.uk Get in touch Buildings and contents insurance for charities Public Liability insurance for charities Trustee Indemnity insurance for charities Commercial Vehicle & Minibus Insurance for Charities Unity Insurance Services: Your Charity’s Insurance Partner We Understand Charities – Because We're a Charity Too! Charities are unique, and we get that. Our team has a deep understanding of how they operate, the challenges they face, and the activities they undertake. With this insight, we're best equipped to guide you to the right insurance solutions. Insurance is your safety net, providing essential protection for your organisation against unforeseen events that could otherwise be devastating. Risk Management and Legal Requirements While risk management is crucial, it can't eliminate all potential threats. This is where insurance steps in. We're here to help you navigate the legal requirements, ensuring your compliance at all times. Tailored Coverage for You Determining the insurance your charity needs can be overwhelming and feel like a big responsibility. We simplify the process for you by considering legal obligations, unique risks, potential claims, property, people, trustees, and events. Join the Unity Community Choosing Unity Insurance Services means more than just obtaining insurance – you're becoming an integral part of the Unity Community. Every penny of profit we generate goes back to supporting young people, equipping them with skills for life. Making a Charitable Impact By partnering with Unity, you're actively contributing to a charitable cause. We're proudly owned by the Scouts Association, and we donate over £1 million annually. Don’t Wait – Take Action Today! Contact us now for a quote or to learn more about how we can safeguard your charity. With Unity Insurance Services, it's not just insurance; it's "feel-good insurance" that benefits our like-minded charity community. Join us in making a positive impact – be a part of our wonderful Unity Community today. Call our team to get a quote 0345 040 7731 Email us hello@unityins.co.uk "Quick and satisfactory service. If someone is looking for something similar to me, then I would have no trouble recommending Unity." Challenging Chances CIC Insurance cover for charities and not-for-profit organisations Find out more about some of the covers of insurance we can arrange for your charity Buildings and Contents Employers' Liability Public Liability Minibus and motor Cyber Liability Business Interruption Legal expenses Engineering Event Insurance Trustee and directors insurance Professional Indemnity Contact Unity Contact Unity Download our charity risk and insurance resource sheets here Download our resource sheets What insurance should your charity consider? What insurance should your charity consider? Unity_Resources_Charity_What_Insurance_to_Consider_v1-0_at_13_July_2020.pdf Understanding charity risks and insurance Protection in a compensation culture Unity_Resources_Compensation_Culture_v1-0.pdf Protection in the digital age Unity_Resources_Digital Age_at_31_Aug_2022_0.pdf Are your buildings properly insured? Unity_Resources_Charity_Buildings_Properly_Insured_v1-0.pdf Under-insurance and how to avoid it Unity_Resources_Under Insurance_v1-0.pdf Our charity insurance brochure Our brochure Unity Brochure_Oct_21.pdf Why your charity needs insurance "Professional and friendly service and sector knowledge." The Beaudesert Trust "I’ve recommended Unity to various people and not just for Scouting. Not for profits have different requirements to commercial businesses so a company specialising in this is of comfort." Addingham Scout Group FAQ Why does a charity need insurance?A charity should have insurance cover, otherwise if it suffered a serious loss such as major damage to its buildings or equipment or a liability claim, which wasn’t insured, it would have to cover the loss from its own funds. Also some types of insurance cover are required by law.What insurance must a charity have by law?Motor insurance and employers’ liability insurance are a legal requirement, if a charity drives on public roads or employs staff. A public liability insurance policy is necessary to protect itself claims of negligence made by third parties in relation to injury or property damage arising from a charity’s operations.What can charity insurance cover?Insurance can protect a charity and its people and property and reputation against the risk of loss, damage or theft, accidents or liability claims.What insurance should a charity have?As a legal requirement, a charity must have motor, if it drives on public roads, and employers’ liability insurance, if it employs staff. As a minimum, we recommend public liability insurance to protect against claims of negligence made by third parties and buildings cover. Other insurance cover would depend on the risks the individual charity faces, as identified in its risk assessments.Is a general commercial insurance policy suitable for a charity?We would recommend a charity takes out a specialist charity insurance policy instead of a business policy. Charities operate differently than businesses, and have different risks, which may not be covered or excluded under a standard business insurance policy.Why should a charity use a specialist insurance broker?A specialist charity insurance brokers can find you the best deal and ensure that all eventualities are covered, while also saving you time searching the market. A specialist broker has experience and expertise in identifying potential risks, and can identify and recommend the correct cover a charity needs. A charity often needs bespoke insurance that may only be available through a broker. A specialist broker know its corner of the insurance market inside out, so can pinpoint the perfect policy from the right insurer. Buildings and contents insurance for charities Public Liability insurance for charities Trustee Indemnity insurance for charities Commercial Vehicle & Minibus Insurance for Charities