Engineering insurance for charities
Does your charity operate plant and machinery or lifts?
If your charity has plant or machinery including zip wires, passenger lifts and boilers (other than domestic central heating boilers), by law these items need regular inspection by a competent person.
You can take out Engineering Inspection Insurance which provides an inspection service.
If a lift cables snaps or a boiler blows up it may also cause damage to the surrounding area as well as the boiler/lift and shaft. You can also insure the equipment for damage and surrounding property.
What is covered?*
An engineering inspection and insurance policy can cover:
Statutory inspections of plant, equipment and passenger lifts
Sudden and unforeseen damage, including theft of plant and equipment
Damage to surrounding property following the explosion of steam and pressure vessels and industrial boilers.
What is not covered?
The cover of vehicles for road use should be more specifically insured by a motor insurance policy.
* subject to policy terms and conditions