Having the right insurance is an important part of safe guiding. We use our knowledge, expertise and capability to support your Guide Unit and your insurance requirements. This, coupled with our flexible and empathetic approach, makes it easy for you to work with us.

What makes Unity different?

As well as arranging tailored insurance cover at competitive premiums:

• We’re appointed by Girlguiding
• You get a personal service from our dedicated team of experienced Account Handlers.
• We work only with like-minded insurers who share our commitment and understanding of Girlguiding issues.
• If you need to make a claim on our Girlguiding Property and Equipment or Event insurance policies, we help you through the process, getting you reimbursed as quickly as possible.
• We return a percentage of income from our specialist guiding policies to Girlguiding.

There are several reasons why your Guide unit needs to consider its own insurance cover: 

The Girlguiding’s insurance policies do not cover everything.

The things your group owns, such as buildings, equipment, money, minibuses and other motor vehicles are not covered under these policies. Nor are the costs involved in events and trips you organise. You will have to arrange your own insurance for these.

Covering the costs of replacing lost or damaged property

If the buildings and equipment your unit owns were lost, damaged or stolen, you would pay for their replacements.  For losses such as your Guide building or all your camping equipment being destroyed, you may not have readily available funds to replace them.  Insurance can safeguard you and your property against the risk of loss, damage or theft.

Some types of insurance cover are required by law.

Both motor insurance and employers’ liability are a legal requirement. Fortunately you already have Employers’ Liability Insurance for people you employ under the Girlguiding policy. However, if your unit owns any motor vehicles, such as a minibus, which is driven on public roads, you must have motor insurance.