Public Liability for charities
Does your charity interact with the public?
Defending a claim can be stressful and expensive, even if you’re found not to be at fault.
As a charity, you’ll need to make sure you’re covered for compensation claims by third parties following fault or negligence of your employees, volunteers or trustees no matter how minor or genuine the mistake.
Public Liability Insurance
What’s covered under a Public Liability policy?
Public Liability Insurance will cover the cost of compensation to third parties for death, injury or damage to property caused by the negligence of your staff, volunteers or members. It also provides cover for the cost of defending claims.
As a safeguard, the policy allows you to continue your normal operations while dealing with real or fraudulent claims of negligence or wrongdoing.
While Public Liability insurance is not a legal requirement, we recommend every organisation has Public Liability cover.
Many situations require you to have Public Liability insurance, such as to qualify for grants, funding or where you’re providing public services. It’s often a requirement, if you lease, hire or use other premises for your charity work.
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