Cyber Insurance

Cyber Insurance for Scouts

Does your Scout group need insurance against cybercrime?

Ask yourself, does your Scout group:

  • Hold sensitive membership or volunteer data electronically, such as names, addresses, or banking information?
  • Rely on IT systems and websites to operate?
  • Have a website?
  • Use email or social media?
  • Accept payments online or by card?

If the answer to any of these is yes, we advise protecting yourself with a comprehensive cyber insurance policy.

Cyber Liability Insurance

No entity is immune to cyber-attacks or data breaches, and their consequences. If you hold sensitive personal data electronically, are dependent on computer systems, own a website and accept payments online and or by card, you’re at risk.

Not all cyber risks can be anticipated or prevented, and an effective insurance policy will respond to cyber incidents and form part of your risk management.

What’s covered?

A Cyber Liability insurance policy can cover the following type of losses:

  • Breach costs can offer practical support in the event of a data breach, including forensic investigations, legal advice and notifying customers or regulators.
  • Cyber business interruption cover can compensate for loss of income, for example, if a hacker targets your systems and prevents your Group from earning revenue.
  • Hacker damage cover reimburses you for the costs of repair, restoration or replacement if a hacker causes damage to your websites, programmes or electronic data.
  • Cyber extortion will protect you if a hacker tries to hold your Group to ransom by covering the ransom you have paid, as well as the services of a leading risk consultancy firm to help manage the situation.
  • Network security, privacy and confidentiality liability
  •  Network security, privacy liability (regulatory)
  • Crisis containment can provide expert support to mitigate reputational damage.
  • Privacy protection cover pays to defend and settle claims made against you for failing to keep people's personal data secure.
  • Cyber terrorism
  • Payment card industry data security standard – fines
  • Penalties and assessments

Extensions which you can add to your policy include::

  • Outsource service provider or cloud service provider failure
  • Income loss and extra expense.
  • E-Theft
Call our team to get a quote

Call our team to get a quote

Call us:

03450407731

What our clients say matters...

Cyber Liability Insurance for Scouting

What does Cyber Insurance provide?

Cyber liability insurance, can safeguard and ensure your group is protected against cybercrime. It not only covers losses resulting from cybercrime but also provides expertise to get you back online quickly.

It can include coverage for risks such as fraud, data theft, social engineering, and data breaches.

Extensions you can add to your policy:

  • Outsource service provider or cloud service provider failure.
  • E-Theft losses, if you have transferred funds or property due to fraudulent data input. This can include the cost of a professional negotiator and ransom payment.

To find out what cover would be suitable for you, call our Unity team today.

What Does Cyber Insurance Actually Do?

  • It’s cover against hackers stealing data and demanding a ransom not to release it.
  • It’s cover against the fines and penalties that organisations will incur if they are assessed as non-compliant on data protection or privacy.
  • It’s cover against viruses that paralyse systems – and cover for the income lost while they are being restored.
  • And cover against the accidental loss of data – followed by legal action by customers.

What about Cyber Crime?

Financial cybercrime is covered on most cyber policies via an optional extension.

An extension, called e-Theft, can provide cover to organisations whose bank accounts are targeted by criminals by hacking or phishing.

Phishing," which is sometimes called "social engineering," is a sneaky trick used by cybercriminals. It happens when these criminals send fake emails that look like they're from people you trust, such as your employees, bosses, customers, or suppliers. These emails are pretending to be from them, but they're not.

The goal of these fake emails is to fool businesses into sending money to the criminals. It's like a digital scam where they pretend to be someone you know, and they try to trick you into giving them your money.

We're here to protect your organisation from these kinds of cybercrimes.  Call Unity today

What Does Cyber Insurance Actually Do?

  • It’s cover against hackers stealing data and demanding a ransom not to release it.
  • It’s cover against the fines and penalties that organisations will incur if they are assessed as non-compliant on data protection or privacy.
  • It’s cover against viruses that paralyse systems – and cover for the income lost while they are being restored.
  • And cover against the accidental loss of data – followed by legal action by customers.

What about Cyber Crime?

Financial cybercrime is covered on most cyber policies via an optional extension.

An extension, called e-Theft, can provide cover to organisations whose bank accounts are targeted by criminals by hacking or phishing.

Phishing," which is sometimes called "social engineering," is a sneaky trick used by cybercriminals. It happens when these criminals send fake emails that look like they're from people you trust, such as your employees, bosses, customers, or suppliers. These emails are pretending to be from them, but they're not.

The goal of these fake emails is to fool businesses into sending money to the criminals. It's like a digital scam where they pretend to be someone you know, and they try to trick you into giving them your money.

We're here to protect your organisation from these kinds of cybercrimes.  Call Unity today

"Unity were easy to deal with and I felt as if I was talking to a friend who understood me. It is so refreshing to have a broker who understands the Group's needs so well and is able to make relevant suggestions."

2nd Lincoln (St George's Scout Group)