Professional Indemnity Insurance for Scout groups

Professional Indemnity (PI) insurance protects organisations against claims that they made a mistake, gave incorrect advice, or failed in their professional duty, which led to a third party suffering a loss.

It covers organisations that provide advice, training, or specialist services (with or without fee). If someone alleges that an error, omission, or poor advice caused them harm, PI insurance can help with legal defence costs and any compensation awarded. This makes it particularly important for organisations involved in advice, counselling, training, or other professional services.

What Professional Indemnity cover you already have

Professional Indemnity cover is not included as standard and must be arranged separately from your Scouts Public Liability insurance if it is required.

If your Scout unit provides training, advice or other services (with or without a fee) to third parties outside Scouting, you may need to take out additional Professional Indemnity cover. Please speak to your Account Handler to better understand your insurance needs.

What’s covered?

Professional indemnity insurance covers against a wide range of scenarios, including:

• Professional negligence (i.e. providing incorrect advice)
• Loss of documents or data
• Unintentional breach of copyright and/or confidentiality
• Defamation and libel
• Loss of goods or money (your own or for which you are responsible)