Professional Indemnity Insurance for Scouts

Professional Indemnity Insurance for Scouts

Professional Indemnity Insurance for Scout groups

Professional Indemnity (PI) or Professional Liability insurance provides protection against a claim made by a third party for an error, omission or alleged breach of professional duty resulting in a loss.

A professional duty would be when a Scout Group provides a service to others, often for a fee, where they are acting as experts passing knowledge on. If someone alleges that the Scout Group provided advice incorrectly, resulting in a financial loss caused from professional negligence, the Scout Group could find themselves facing a claim.

What Professional Indemnity cover you already have

Scout leaders who provide training to other people in Scouting or Girlguiding are covered under the Scout Public Liability policy.

What cover you may need to consider buying

If your Scout Group provides training, advice or other services to people or groups outside Scouting or Girlguiding – particularly if you charge a fee – you may need to take out additional Professional Liability cover. This type of training wouldn’t fall under the Scout Public Liability policy.

What’s covered?

Professional indemnity insurance covers against a wide range of scenarios, including:

  • Professional negligence (i.e. providing incorrect advice)
  • Loss of documents or data
  • Unintentional breach of copyright and/or confidentiality
  • Defamation and libel
  • Loss of goods or money (your own or for which you are responsible)
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What our customers say matters...

'They understand the issues which we need to address in arranging insurance for a Scout Group.'

1st Fosseway Scout Group


Does a Scout group need Professional Indemnity Liability insurance?

 Scout group will only need to buy Professional Indemnity Liability insurance, if it provides and charges for training to people outside Scouting.

Are Scouts covered to give first aid training?

POR Chapter 8 includes protection for members who provide first aid during scouting activities. Members who use equipment like defibrillators are covered because they are generally available and can be used by anybody to provide emergency aid to someone. It does not cover the provision of first aid at non-Scout events or general medical treatment.