Employers’ Liability cover

If you employ anyone in any capacity, including temporary, part time or seasonal workers, it’s a legal requirement to have a minimum of £5m Employers’ Liability cover. Failure to obtain appropriate cover can result in a fine of £2,500 for every day you are not insured.

Employers’ Liability claims should never be taken lightly or disregarded. Even a minor injury can cost several thousand pounds to deal with, while a more serious injury or illness can easily lead to claims in the tens or hundreds of thousands of pounds.

What’s covered?

• Your legal liability for physical and psychological injury, disease or fatality to current and former employees which may happen at or through work or as result of workplace conditions.
• The cost of defending a claim and any damages that become due if found against you.