Personal Accident Insurance for Scouts
You never know when an accident may happen. Being prepared is a way of life in Scouting, but sometimes we all need a little help to cope with the unexpected. That’s why we’ve developed Personal Accident and Medical Expenses insurance for the Scouts.
Who is covered?
All members and future members of the Scouts whose units are recorded at UK Headquarters and are situated in the United Kingdom, Channel Islands or the Isle of Man, and including British Scouts Overseas.
The benefits received by members of the Scouts over the age of 70 are reduced.
When am I covered?
You’re covered for an accident which arises whilst you are travelling to, participating in, or travelling home from any authorised Scout activity.
What am I covered for?
Benefits are payable if a member of the Scouts or an insured helper sustains bodily injury as a result of an accident which results in permanent injury or death. In addition to this, benefits are also provided if a member or insured helper sustains temporary disability as a result of an accident or illness contracted and diagnosed whilst staying away from home at any organised camp.
Cover is also provided for medical expenses as a result of an accident and cover for up to two relatives or friends who, on medical advice, are required to travel to and remain with the member or insured helper if they are hospitalised away from home.
For the full terms, conditions and exclusions for members of The Scout Association, please contact us.
Additional Accident and Medical Expenses Insurance from Unity
Non-member helpers and supporters
For those who don’t appear in the annual census of members, including parent helpers, who are not automatically included in the cover arranged by the Scouts.
For children who aren’t members of the Scouts, but who attend, or take part in, weekly meetings or events because they’re accompanying their parent(s), or with other adults.
Top-up to basic Personal Accident and Medical Expenses cover
We’ve developed a ‘top-up’ cover, the Personal Injury Plan (PIP), which provides an optional facility to our members and their families, including the parents and siblings of members, to top-up their basic Personal Accident and Medical Expenses cover.
'Provided just what we needed. We thought it might be more expensive than others. How wrong we were.'
2nd Harlington Scout Group