Personal Accident Insurance for Scouts Cover for up to 25 non-member helpers from £52 per year 0345 040 7703 hello@unityins.co.uk Get in touch Cover 25 non-member helpers from £52 £1 a week for 25 helpers! Personal Accident and Medical Expenses insurance for Scouts You never know when an accident may happen. Being prepared is a way of life in Scouting, but sometimes we all need a little help to cope with the unexpected. That’s why we’ve developed Personal Accident and Medical Expenses insurance for Scouts. Personal Accident cover provided for members of the Scouts Who is covered? All members and future members of the Scouts whose units are recorded at UK Headquarters and are situated in the United Kingdom, Channel Islands or the Isle of Man, and including British Scouts Overseas. When am I covered? You’re covered for an accident which arises whilst you are travelling to, participating in, or travelling home from any authorised Scout activity. What am I covered for? Personal Accident and Illness cover Benefits are payable if you sustain bodily injury as a result of an accident which results in permanent injury or death. sustain temporary disability as a result of an accident or illness contracted and diagnosed whilst staying away from home at any organised activity. Medical Expenses cover Cover is provided for medical expenses as a result of an accident and cover for up to two relatives or friends who, on medical advice, are required to travel to and remain with you if you're hospitalised away from home. You can find details of the benefits provided in the Schedule of Benefits. Click here to see the Schedule of Benefits Personal Accident Cover extended for over 70's We know that Scout volunteers continue into retirement, and we need to provide insurance to match. We've reviewed the benefit limits of our personal accident insurance and removed the upper age limit. However, the benefit levels are different for members over 70. Just so you know, nothing's changed with the benefits of permanent and temporary total disablement, which only apply to those in employment. To check the benefits under the Personal Accident policy for members over 70's, please see the Schedule of Benefits. Call and speak to us for immediate cover today Call us: 03450407703 Email us: hello@unityins.co.uk What our customers say matters... Trustpilot 'Help above and beyond what's expected. This sort of service means we will move over all our insurance arrangements to Unity. The level of service you've provided has been exceptional and the personal way in which you have dealt with our recent insurance problem makes it all the more worthwhile utilising the services of Unity.' Mote Park Scout Group Personal Accident and Medical Expenses Cover for Non-Members Adult helpers and supporters If non-member helpers are injured in an accident themselves, they will not be covered under the Scouts Personal Accident and Medical Expenses Scheme (as with any member of the public involved in a Scouting activity). Unity recommends that Scout groups consider additional cover for helpers. It's £52 for up to 25 individuals who help out. We can arrange the Personal Accident and Medical Expenses cover for you. This can cover non-members associated with your group, such as helpers, supporters, instructors, and retired members. This is the same policy which Scout members are eligible for, there is no benefit differences for members and non-members. Scouts Personal Injury Plan Looking for higher levels of cover or 24 hour cover? For higher levels of benefits and 24 hour cover beyond Scouting activities, you may want to consider our Scouts Personal Injury Plan. 'Provided just what we needed. We thought it might be more expensive than others. How wrong we were.' 2nd Harlington Scout Group Who do we contact to report an accident at a Scouting event or activity? Contact the Scout Information Centre at Gilwell Park. Details of the incident will be recorded and an Incident Report Form issued for completion. Do Scouts need to wear uniform to be covered by insurance? No, wearing Scout uniform is not an insurance requirement. FAQ Do Scouts have to be wear uniform to be insured?No, wearing Scout uniform is not an insurance requirement, either when travelling to or from a Scouting activity. Nor is it an insurance requirement at the activity. Well, you wouldn’t go swimming in full Scout uniform, but members are insured while swimming.Are non-members, such as parents or occasional helpers covered under the Scouts Personal Accident policy?Helpers and parents, who are not members, are not automatically covered by the Scout Association’s policy, but the group can purchase a policy for £52 giving them the same cover as members.Are retired members covered under the Scouts Personal Accident policy?Retired members are not automatically covered by the Scout Association’s policy, but the group can purchase a policy giving them the same cover as members. Are members of our group’s Executive Committees covered under the Scouts policy for members?Yes Exec Committees are regarded as Scout members. Are children who are not members covered under the Scouts Personal Accident policy?From 1 December 2022, non-member children are automatically covered by the Scout Association’s policy, giving them the same cover as children who are members.Are members over 70 years old covered under the Personal Accident policy?Yes they are but they do not receive the same level of cover as adult members under 70 years old. Contact hello@unityins.co.uk for more details.What is the difference between the Personal Accident and Medical Expenses cover for members and helpers?There are no differences in terms of the cover or level of benefits. Members are covered under the Scouts HQ policy. Non members are covered under the Group policy. Who do we contact to report an accident?Contact the Information Centre at Gilwell Park. Details of the incident will be recorded and an Incident Report Form will need to be completed. 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