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As well as medical expenses and repatriation, travel insurance also includes reimbursement for costs for your trip being cancelled, and lost baggage, personal items and cash.
We’ve developed travel insurance policies that are designed to meet your specific needs, whether you are camping in the UK or going on an overseas adventure.
Unlike many other travel insurance policies, you’ll be covered for all recognised Scouting activities.
And for your overseas trips, we can also cover:
* subject to policy terms and conditions
For the latest travel advice by country including safety and security, entry requirements, travel warnings and health, visit the Foreign Travel Advice website.
Your Scout travel insurance may be affected by the Coronavirus.
'Unity act in our best interests. If I have had a query, staff have been knowledgeable and helpful. Confidence in the company and its staff to deliver a fantastic service.´
1st Lydiate (St Thomas) Scout Group
If you were planning to teavel to EJ2020, we explain how you can get refunds from your travel providers and claim on your insurance policy arranged by Unity.
As soon as reasonably possible, you should contact our appointed claims handlers, Intana
In the event of Emergency Assistance being required please contact Intana on:
We are obliged to inform you of how to improve your access to travel insurance policies that includes cover for more serious medical conditions.
The following factors would determine when this information is relevant to you:
We would like to provide you with details of a ‘Medical Cover Firm Directory’, which is a publicly available directory that only lists firms that provide or arrange travel insurance policies that cover more serious medical conditions. The directory will also show you enough information about each firm listed, so you can make an informed initial choice about which provider might meet your needs.
Some of the advantages of using the directory are it makes it easier for you to navigate the available market and it makes it more likely that you will find a firm who:
The Money and Pensions Service (MaPS) has launched a travel insurance directory on its Money Advice Service website, which can be accessed here.
Consumer enquires about the directory can be made to the Money Advice Service’s Customer Contact Centre, which is available Monday to Friday, 8am to 6pm using the details below:
Telephone – 0800 138 7777
Email – firstname.lastname@example.org
Address – The Money Advice Service, Holborn Centre, 120 Holborn, London, EC1N 2TD
The British Insurance Brokers' Association (BIBA) has also launched a Travel Medical Insurance Directory.
BIBA’s Travel Medical Directory is: https://biba.org.uk/travel-medical-directory
As soon as it starts paying deposits or flights and accommodation. If the trip had to be cancelled this outlay would be covered.
No, this is to avoid covering it twice if it is covered under the All Risks section of our Scout Property and Equipment policy.
We can cover while it is overseas under the All Risks section of an annual or short period Scout Property and Equipment policy.
Medical expenses in the Channel Islands and the Isle of Man are no longer covered under the NHS reciprocal health agreements, therefore we recommend our Overseas Travel Insurance Policy to include repatriation home.
The same would apply to Scout Groups based in the Isle of Man and Channel Islands travelling to England, Scotland, Wales and Northern Ireland.
Yes, we recommend that a group take out specialist Scout travel insurance, as personal travel policies would not cover a non-family member, such as leader, staying on if a young person has to be hospitalised and couldn’t travel back with the rest of the party. Also a group would be covered for all authorised Scouting activities, which a household policy may not cover.
No, our Scout travel policy does not cover cancellation due to Covid, whether due to lockdown restrictions or travellers needing to self-isolate.
For more information on how Covid affects our Scout travel cover, please see our blog post.