Travel Insurance Scouts

Travel Insurance for Scouts

Travel insurance for your Scouts trips overseas and in the UK

As well as medical expenses and repatriation, travel insurance also includes reimbursement for costs for your trip being cancelled, and lost baggage, personal items and cash.

 

Our Scout Travel policy

We’ve developed travel insurance policies that are designed to meet your specific needs, whether you are camping in the UK or going on an overseas adventure.

 

Special features of our Scout Travel Insurance policy

Unlike many other travel insurance policies, you’ll be covered for all recognised Scouting activities.

 

What’s covered?*

  • Cancellation or curtailment (disruption) to your trip due to circumstances outside your control
  • Missed departure
  • Supplementary travel and accommodation expenses
  • Personal injury
  • Hospital stay benefit
  • Personal belongings
  • Money
  • Credit card misuse
  • Delayed baggage

And for your overseas trips, we can also cover:

  • Medical and emergency repatriation expenses
  • Loss of passport
  • Travel delay
  • Piste closure
  • Mountain rescue plus

* subject to policy terms and conditions 

For the latest travel advice by country including safety and security, entry requirements, travel warnings and health, visit the Foreign Travel Advice website.

'Unity act in our best interests. If I have had a query, staff have been knowledgeable and helpful. Confidence in the company and its staff to deliver a fantastic service.´

1st Lydiate (St Thomas) Scout Group

Call our team to get a quote

Call our team to get a quote

Karen

Call me:

0345 040 7703

How to make a claim on your Scout Travel Insurance policy

As soon as reasonably possible, you should contact our appointed claims handlers, Intana    

In the event of Emergency Assistance being required please contact Intana on:

Important Information for customers with pre-existing medical conditions

We are obliged to inform you of how to improve your access to travel insurance policies that includes cover for more serious medical conditions.

The following factors would determine when this information is relevant to you:

  • You have not been offered, or we/the insurer, have declined a quotation wholly or partly due to a medical condition
  • Your policy has been cancelled, wholly or partly, due to a medical condition
  • You have been offered a policy with a medical condition exclusion, which cannot be removed from the policy
  • You have been offered a policy with a medical condition premium of £100 or more
  • You have been offered a policy in respect of which the medical condition premium is not known.

We would like to provide you with details of a ‘Medical Cover Firm Directory’, which is a publicly available directory that only lists firms that provide or arrange travel insurance policies that cover more serious medical conditions. The directory will also show you enough information about each firm listed, so you can make an informed initial choice about which provider might meet your needs.

Some of the advantages of using the directory are it makes it easier for you to navigate the available market and it makes it more likely that you will find a firm who:

  • Is willing to offer cover for your condition
  • Is willing to offer cover for your condition without specific exclusions
  • Is willing to offer cover for your condition at a more affordable price.

The Money and Pensions Service (MaPS) has launched a travel insurance directory on its Money Advice Service website, which can be accessed here

Consumer enquires about the directory can be made to the Money Advice Service’s Customer Contact Centre, which is available Monday to Friday, 8am to 6pm using the details below:

Telephone – 0800 138 7777
Email – enquiries@maps.org.uk
Address – The Money Advice Service, Holborn Centre, 120 Holborn, London, EC1N 2TD

The British Insurance Brokers' Association (BIBA) has also launched a Travel Medical Insurance Directory.

BIBA’s Travel Medical Directory is: https://biba.org.uk/travel-medical-directory

FAQ

When should a Scout group take out a travel insurance policy?

As soon as it starts paying deposits or flights and accommodation.  If the trip had to be cancelled this outlay would be covered.

Is a Scout group’s equipment covered under our Scout travel policy?

No, this is to avoid covering it twice if it is covered under the All Risks section of our Scout Property and Equipment policy.
We can cover while it is overseas under the All Risks section of an annual or short period Scout Property and Equipment policy.

What cover does a Scout group need to travel to or from the Channel Islands or Isle of Man?

Medical expenses in the Channel Islands and the Isle of Man are no longer covered under the NHS reciprocal health agreements, therefore we recommend our Overseas Travel Insurance Policy to include repatriation home.

The same would apply to Scout Groups based in the Isle of Man and Channel Islands travelling to England, Scotland, Wales and Northern Ireland.
 

Does a Scout group need a group travel policy, if all the people travelling, including the young people, have their own travel insurance?

Yes, we recommend that a group take out specialist Scout travel insurance, as personal travel policies would not cover a non-family member, such as leader, staying on if a young person has to be hospitalised and couldn’t travel back with the rest of the party.  Also a group would be covered for all authorised Scouting activities, which a household policy may not cover.