Travel Insurance Scouts

Travel Insurance for Scouts

Travel insurance for your Scouts trips overseas and in the UK

As well as medical expenses and repatriation, travel insurance also includes reimbursement for costs for your trip being cancelled, and lost baggage, personal items and cash.

Our Scout Travel policy

We’ve developed travel insurance policies that are designed to meet your specific needs, whether you are camping in the UK or going on an overseas adventure.

Special features of our Scout Travel Insurance policy

Unlike many other travel insurance policies, you’ll be covered for all recognised Scouting activities.

If The Scout Association deems it unsuitable to travel to a certain area or country and it was not an official travel ban by the UK Government, Scout members would be safe with the knowledge that the movement would protect them and our Scout travel policy would cover cancellation of their trip.

What’s covered?*

  • Cancellation or curtailment (disruption) to your trip due to circumstances outside your control
  • Missed departure
  • Supplementary travel and accommodation expenses
  • Personal injury
  • Hospital stay benefit
  • Personal belongings
  • Money
  • Credit card misuse
  • Delayed baggage

And for your overseas trips, we can also cover:

  • Medical and emergency repatriation expenses
  • Loss of passport
  • Travel delay
  • Piste closure
  • Mountain rescue plus

Our Scout travel policy can now be extended to include COVID-19 cover for an additional premium.

* subject to policy terms and conditions 

For the latest travel advice by country including safety and security, entry requirements, travel warnings and health, visit the Foreign Travel Advice website.

COVID-19 insurance is now available for your Scout trips

We’re pleased to offer COVID-19 cover on your Scout travel insurance policy, if your trip has to be cancelled. 

If you test positive before travelling

This can cover both an individual and the whole trip, if an Insured Person receives a positive diagnosis of COVID-19 and cannot travel.  

This policy does not discriminate as to whether you’re vaccinated or not.

This cover only applies to people in your travel group contracting COVID-19, not wider COVID-19 issues.  If the event Scouts are travelling to, such as a Jamboree, which is cancelled because of COVID-19, or if the country you’re travelling to goes into a lockdown due to COVID-19, the cancellation costs would not be covered.

If you test positive while you’re travelling

If a person on the trip contracts COVID-19 and they need to make alternative travel arrangements, then rest assured you’d still be covered for additional expenses under Supplementary Travel and Accommodation Expenses.  (This hasn’t changed and is included as standard.)

Arranging COVID-19 Travel Cancellation cover

To find out more, or to take out this additional cover, please call the team on 0345 040 7703.

'Unity act in our best interests. If I have had a query, staff have been knowledgeable and helpful. Confidence in the company and its staff to deliver a fantastic service.´

1st Lydiate (St Thomas) Scout Group

Call our team to get a quote

Call our team to get a quote

Karen

Call me:

0345 040 7703

How to make a claim on your Scout Travel Insurance policy

As soon as reasonably possible, you should contact our appointed claims handlers, Collinsons 

In the event of Emergency Assistance being required please contact Collinsons on:

Important Information for customers with pre-existing medical conditions

We are obliged to inform you of how to improve your access to travel insurance policies that includes cover for more serious medical conditions.

The following factors would determine when this information is relevant to you:

  • You have not been offered, or we/the insurer, have declined a quotation wholly or partly due to a medical condition
  • Your policy has been cancelled, wholly or partly, due to a medical condition
  • You have been offered a policy with a medical condition exclusion, which cannot be removed from the policy
  • You have been offered a policy with a medical condition premium of £100 or more
  • You have been offered a policy in respect of which the medical condition premium is not known.

We would like to provide you with details of a ‘Medical Cover Firm Directory’, which is a publicly available directory that only lists firms that provide or arrange travel insurance policies that cover more serious medical conditions. The directory will also show you enough information about each firm listed, so you can make an informed initial choice about which provider might meet your needs.

Some of the advantages of using the directory are it makes it easier for you to navigate the available market and it makes it more likely that you will find a firm who:

  • Is willing to offer cover for your condition
  • Is willing to offer cover for your condition without specific exclusions
  • Is willing to offer cover for your condition at a more affordable price.

MoneyHelper has a Travel Insurance Directory on its website which can be accessed on the link below:
https://www.moneyhelper.org.uk/en/everyday-money/insurance/use-our-travel-insurance-directory

Consumer enquires about the directory can be made to MoneyHelper directly using the contact details below:
Telephone – 0800 138 7777 (available Monday to Friday from 8am to 6pm except Bank Holidays)
Webchat – https://webchat.moneyhelper.org.uk/newchat/chat.aspx?domain=www.moneyhelper.org.uk (available Monday to Friday from 8am to 6pm and Saturday 8am to 3pm except Bank Holidays) 
Online Enquiry Form – https://www.moneyhelper.org.uk/en/contact-us/money-guidance/money-guidance-enquiry-form (aim to respond within 2 working days).
 

The British Insurance Brokers' Association (BIBA) has also launched a Travel Medical Insurance Directory.

BIBA’s Travel Medical Directory is: https://biba.org.uk/travel-medical-directory

FAQ

When should a Scout group take out a travel insurance policy?

As soon as it starts paying deposits or flights and accommodation.  If the trip had to be cancelled this outlay would be covered.

Is a Scout group’s equipment covered under our Scout travel policy?

No, this is to avoid covering it twice if it is covered under the All Risks section of our Scout Property and Equipment policy.
We can cover while it is overseas under the All Risks section of an annual or short period Scout Property and Equipment policy.

What cover does a Scout group need to travel to or from the Channel Islands or Isle of Man?

Medical expenses in the Channel Islands and the Isle of Man are no longer covered under the NHS reciprocal health agreements, therefore we recommend our Overseas Travel Insurance Policy to include repatriation home.

The same would apply to Scout Groups based in the Isle of Man and Channel Islands travelling to England, Scotland, Wales and Northern Ireland.
 

Does a Scout group need a group travel policy, if all the people travelling, including the young people, have their own travel insurance?

Yes, we recommend that a group take out specialist Scout travel insurance, as personal travel policies would not cover a non-family member, such as leader, staying on if a young person has to be hospitalised and couldn’t travel back with the rest of the party.  Also a group would be covered for all authorised Scouting activities, which a household policy may not cover.

Are we covered if our Scout trip is cancelled due to Covid?

Our travel policy can extend to COVID-19 cover for an additional premium.  
Please contact the Unity team on 0345 040 7703 for further information.