Travel Insurance for charities 0345 040 7731 info@unityins.co.uk Charity travel insurance Does your charity's work include travel overseas or within the UK? If you, your staff or volunteers go on overseas trips on business or undertake travel either within the UK or worldwide. It is extremely important for organisations to have suitable travel insurance cover as ‘off the shelf’ travel insurance policies cater for the holiday market or standard corporate business travel. Staff and volunteers may be sent to far flung places in remote regions for extended periods; the safety and well-being of their personnel is a key priority. Thus charities often have more specialist travel insurance needs. What is covered under a charity travel insurance policy?* A charity travel insurance policy can cover: Cancellation of travel Additional costs due to travel delays Medical expenses, Personal liability, Luggage, Hazardous activities, if disclosed. A charity travel insurance policy often includes crisis management assistance via helplines. You can extend cover to include: Kidnap and ransom. Gadgets such as mobile phones, tablets or laptop computers Sports equipment and cycles Winter sports Golf Insurance Holiday Contractual Dispute Insurance Excess Waivers * subject to policy terms and conditions Call our experts to get a quote Alex Call me: 0345 040 7731 Email me: info@unityins.co.uk Important Information for customers with pre-existing medical conditions We are obliged to inform you of how to improve your access to travel insurance policies that includes cover for more serious medical conditions. The following factors would determine when this information is relevant to you: You have not been offered, or we/the insurer, have declined a quotation wholly or partly due to a medical condition Your policy has been cancelled, wholly or partly, due to a medical condition You have been offered a policy with a medical condition exclusion, which cannot be removed from the policy You have been offered a policy with a medical condition premium of £100 or more You have been offered a policy in respect of which the medical condition premium is not known. We would like to provide you with details of a ‘Medical Cover Firm Directory’, which is a publicly available directory that only lists firms that provide or arrange travel insurance policies that cover more serious medical conditions. The directory will also show you enough information about each firm listed, so you can make an informed initial choice about which provider might meet your needs. Some of the advantages of using the directory are it makes it easier for you to navigate the available market and it makes it more likely that you will find a firm who: Is willing to offer cover for your condition Is willing to offer cover for your condition without specific exclusions Is willing to offer cover for your condition at a more affordable price. MoneyHelper has a Travel Insurance Directory on its website which can be accessed on the link below:https://www.moneyhelper.org.uk/en/everyday-money/insurance/use-our-travel-insurance-directory Consumer enquires about the directory can be made to MoneyHelper directly using the contact details below: Telephone – 0800 138 7777 (available Monday to Friday from 8am to 6pm except Bank Holidays) Webchat – https://webchat.moneyhelper.org.uk/newchat/chat.aspx?domain=www.moneyhelper.org.uk (available Monday to Friday from 8am to 6pm and Saturday 8am to 3pm except Bank Holidays) Online Enquiry Form – https://www.moneyhelper.org.uk/en/contact-us/money-guidance/money-guidance-enquiry-form (aim to respond within 2 working days). The British Insurance Brokers' Association (BIBA) has also launched a Travel Medical Insurance Directory. BIBA’s Travel Medical Directory is: https://biba.org.uk/travel-medical-directory Commercial Vehicle & Minibus Insurance for Charities Personal Accident Insurance for Charities Professional Indemnity Charities Employers' Liability insurance for charities
