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Taking appropriate precautions and insuring your buildings and contents against flooding will save both money and stress. (Check your insurance schedule to find out if your buildings and/or contents are covered for flood damage.)
Here are a few tips for keeping your head above water before, during, and after a flood.
Many areas are outside obvious flood zones like coasts and rivers, but could still be at risk in extreme circumstances. Urban areas are prone to flash flooding, while the countryside can get saturated during very wet seasons, leading to surface flooding.
Check whether your property is at risk of flooding on the environment agency website for England, Wales, Scotland and Northern Ireland.
If you’re in the danger zone:
Flood alerts usually go out a day or two before the rain begins. Use this time to take some simple steps to protect your property.
If your building is flooded, it might be tempting to rush in to salvage the situation, but please approach with caution. These rapid response tips should help a smooth recovery process:
Insurers want to help you recover as quickly as possible, but may need evidence that you have taken steps to limit the damage.
For more information, visit the Environment Agency website and their pages on the best course of action before, during and after a flood.
Our expert advisors are happy to help arrange the flood insurance for your building and contents. Give us a call on 0845 0945 702.